:root{--navy:#0f2a44;--navy-2:#163a5c;--ink:#14202c;--muted:#556472;--yellow:#ffc21a;--yellow-d:#e5a800;--green:#1f7a3d;--bg:#f6f4ef;--white:#fff;--line:#e3ded3;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:Archivo,Inter,system-ui,sans-serif;line-height:1.12;letter-spacing:-.01em;color:var(--navy)}
a{color:inherit}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:700;text-decoration:none;border-radius:999px;padding:15px 26px;font-size:17px;transition:transform .15s,background .15s;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2}
.btn:hover{transform:translateY(-2px)}
.btn svg{width:20px;height:20px;flex:none}
.btn-y{background:var(--yellow);color:var(--navy)}.btn-y:hover{background:var(--yellow-d)}
.btn-o{border-color:rgba(255,255,255,.55);color:#fff}.btn-o:hover{background:rgba(255,255,255,.08)}
.btn-n{background:var(--navy);color:#fff}.btn-n:hover{background:var(--navy-2)}
.topbar{background:var(--yellow);color:var(--navy);font-weight:600;font-size:14px;text-align:center;padding:8px 14px}
.topbar a{font-weight:800}
header.nav{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 14px rgba(0,0,0,.18)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font-family:Archivo,sans-serif;font-weight:900;font-size:19px;letter-spacing:-.02em;color:#fff}
.logo img{width:46px;height:46px;border-radius:10px;background:#fff}
.logo small{display:block;font-family:Inter,sans-serif;font-weight:600;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--yellow)}
.menu{display:flex;gap:22px;list-style:none;align-items:center}
.menu>li{position:relative}
.menu a{text-decoration:none;font-weight:500;font-size:15px;opacity:.9}
.menu a:hover{opacity:1;color:var(--yellow)}
.menu .dd{display:none;position:absolute;top:100%;left:-14px;background:#fff;color:var(--ink);border-radius:12px;padding:10px;min-width:250px;box-shadow:0 18px 40px rgba(0,0,0,.2);list-style:none}
.menu li:hover .dd,.menu li:focus-within .dd{display:block}
.menu .dd a{display:block;padding:8px 12px;border-radius:8px;opacity:1}
.menu .dd a:hover{background:var(--bg);color:var(--navy)}
.nav .call{background:var(--yellow);color:var(--navy);padding:10px 18px;font-size:15px;white-space:nowrap}
.burger{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:6px}
.burger svg{width:28px;height:28px}
@media(max-width:960px){.menu{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:stretch;gap:0;padding:8px 22px 18px}
.menu.open{display:flex}.menu>li>a{display:block;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.menu .dd{display:block;position:static;background:none;color:#fff;box-shadow:none;padding:0 0 6px 14px;min-width:0}
.menu .dd a{padding:6px 0;font-size:14px;opacity:.75}.menu .dd a:hover{background:none;color:var(--yellow)}
.burger{display:block}}
@media(max-width:460px){.nav .call span{display:none}.logo{font-size:16px}}
.hero{position:relative;color:#fff;padding:84px 0 96px;overflow:hidden;background:var(--navy)}
.hero .bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.38}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,29,48,.96) 0%,rgba(10,29,48,.82) 45%,rgba(10,29,48,.35) 100%)}
.hero .wrap{position:relative;z-index:2}
.hero-inner{max-width:660px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,194,26,.16);color:var(--yellow);font-weight:600;font-size:14px;padding:7px 14px;border-radius:999px;margin-bottom:22px}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:#3ee07a;box-shadow:0 0 0 4px rgba(62,224,122,.2)}
.hero h1{font-size:clamp(38px,5.4vw,62px);font-weight:900;margin-bottom:20px;color:#fff}
.hero h1 em{font-style:normal;color:var(--yellow)}
.hero p.lead{font-size:20px;color:#d5e0ea;margin-bottom:32px}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:30px}
.trust{display:flex;flex-wrap:wrap;gap:20px;font-size:15px;color:#d5e0ea}
.trust span{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--yellow)}
.crumbs{font-size:14px;color:#b9c8d6;margin-bottom:16px}
.crumbs a{text-decoration:none;color:#fff;opacity:.85}.crumbs a:hover{color:var(--yellow)}
section{padding:84px 0}
.alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{max-width:720px;margin-bottom:42px}
.k{color:var(--yellow-d);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:13px;margin-bottom:10px}
.sec-head h2{font-size:clamp(30px,3.8vw,44px);font-weight:900;margin-bottom:14px}
.sec-head p{color:var(--muted);font-size:18px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
@media(max-width:1000px){.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.grid{grid-template-columns:1fr}}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;transition:transform .2s,box-shadow .2s;text-decoration:none;display:block}
a.card:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(15,42,68,.10)}
.ico{width:50px;height:50px;border-radius:12px;background:var(--navy);display:grid;place-items:center;margin-bottom:16px}
.ico svg{width:25px;height:25px;color:var(--yellow)}
.card h3{font-size:19px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15.5px}
.card .more{display:inline-block;margin-top:12px;font-weight:700;color:var(--navy);font-size:15px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.split.rev>:first-child{order:2}
@media(max-width:880px){.split{grid-template-columns:1fr;gap:32px}.split.rev>:first-child{order:0}}
.photo{border-radius:18px;overflow:hidden;box-shadow:0 24px 50px rgba(15,42,68,.18);aspect-ratio:4/3}
.photo img{width:100%;height:100%;object-fit:cover}
.prose h2{font-size:clamp(28px,3.4vw,40px);font-weight:900;margin-bottom:16px}
.prose h3{font-size:22px;margin:26px 0 10px}
.prose p{color:#33414e;margin-bottom:14px}
.prose ul{margin:6px 0 16px 0;list-style:none;display:grid;gap:8px}
.prose li{padding-left:30px;position:relative;color:#33414e}
.prose li:before{content:"";position:absolute;left:0;top:7px;width:18px;height:18px;border-radius:50%;background:var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f2a44' stroke-width='3.5'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/11px no-repeat}
.prose a{color:var(--navy);font-weight:600}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:s}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.step{padding:28px 26px;border-radius:var(--r);background:var(--bg)}
.step:before{counter-increment:s;content:counter(s);font-family:Archivo,sans-serif;font-weight:900;font-size:22px;color:var(--navy);background:var(--yellow);width:46px;height:46px;border-radius:50%;display:grid;place-items:center;margin-bottom:16px}
.step h3{font-size:20px;margin-bottom:8px}
.step p{color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span,.chips a{background:var(--white);border:1px solid var(--line);border-radius:999px;padding:9px 16px;font-size:15px;font-weight:500;text-decoration:none}
.chips a:hover{border-color:var(--navy)}
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:820px){.why{grid-template-columns:1fr}}
.why div{border-left:4px solid var(--yellow);background:var(--white);padding:22px 24px;border-radius:0 var(--r) var(--r) 0}
.why h3{font-size:19px;margin-bottom:6px}
.why p{color:var(--muted);font-size:15.5px}
.areas{background:var(--navy);color:#fff}
.areas h2,.areas h3{color:#fff}.areas .sec-head p{color:#b9c8d6}
.area-list{display:flex;flex-wrap:wrap;gap:12px}
.area-list a,.area-list span{border:1px solid rgba(255,255,255,.24);border-radius:999px;padding:10px 18px;font-weight:500;text-decoration:none}
.area-list a:hover{border-color:var(--yellow);color:var(--yellow)}
.area-list .main{background:var(--yellow);color:var(--navy);border-color:var(--yellow);font-weight:700}
.hoods{margin-top:26px;color:#b9c8d6;font-size:15px}
.quote{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:start}
@media(max-width:900px){.quote{grid-template-columns:1fr}}
.qside .photo{margin-top:26px;aspect-ratio:1/1;max-width:420px}
.qlist{list-style:none;display:grid;gap:12px;margin-top:6px}
.qlist li{display:flex;gap:12px;align-items:flex-start;color:#33414e}
.qlist svg{flex:none;width:22px;height:22px;color:var(--green);margin-top:2px}
form.qf{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:32px;box-shadow:0 20px 40px rgba(15,42,68,.06)}
form.qf h3{font-size:26px;margin-bottom:6px}
form.qf>p{color:var(--muted);margin-bottom:22px;font-size:15.5px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:520px){.row{grid-template-columns:1fr}form.qf{padding:24px 18px}}
.qf label{display:block;font-weight:600;font-size:14px;margin-bottom:6px;color:var(--navy)}
.qf input,.qf select,.qf textarea{width:100%;font:inherit;font-size:16px;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fbfaf7;margin-bottom:14px;color:var(--ink)}
.qf input:focus,.qf select:focus,.qf textarea:focus{outline:none;border-color:var(--navy);background:#fff}
.qf textarea{min-height:100px;resize:vertical}
.drop{border:2px dashed #c9c2b3;border-radius:12px;padding:22px;text-align:center;background:#fbfaf7;cursor:pointer;margin-bottom:10px;transition:border-color .15s,background .15s;display:block}
.drop:hover,.drop.over{border-color:var(--navy);background:#fff}
.drop svg{width:34px;height:34px;color:var(--navy);margin:0 auto 6px}
.drop b{display:block;color:var(--navy);font-size:16px}
.drop span{color:var(--muted);font-size:14px}
.drop input{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
.thumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px}
.thumbs div{position:relative;width:74px;height:74px;border-radius:10px;overflow:hidden;background:#eee}
.thumbs img{width:100%;height:100%;object-fit:cover}
.thumbs button{position:absolute;top:3px;right:3px;width:22px;height:22px;border-radius:50%;border:0;background:rgba(0,0,0,.65);color:#fff;font-size:14px;line-height:22px;cursor:pointer}
.hp{position:absolute;left:-9999px}
.qf .btn{width:100%;justify-content:center;margin-top:4px}
.qf .btn[disabled]{opacity:.6;cursor:wait;transform:none}
.fine{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}
.msg{display:none;border-radius:10px;padding:14px 16px;margin-bottom:14px;font-weight:600}
.msg.err{display:block;background:#fdecea;color:#a12a1f}
.done{text-align:center;padding:30px 10px}
.done svg{width:64px;height:64px;color:var(--green);margin:0 auto 14px}
.done h3{font-size:26px;margin-bottom:8px}
.done p{color:var(--muted)}
.faq{max-width:860px}
details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 22px}
.alt details{background:var(--bg)}
summary{cursor:pointer;list-style:none;font-weight:700;font-size:18px;color:var(--navy);padding:19px 0;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-size:26px;line-height:1;color:var(--yellow-d)}
details[open] summary:after{content:"\2013"}
details p{color:var(--muted);padding-bottom:20px}
.band{background:var(--yellow);padding:56px 0}
.band .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.band h2{font-size:clamp(26px,3.4vw,38px);font-weight:900}
.band p{color:var(--navy);opacity:.8;font-size:18px}
.band .btns{display:flex;flex-wrap:wrap;gap:12px}
.band .btn-o2{border:2px solid var(--navy);color:var(--navy)}
footer{background:#0a1d30;color:#9fb1c2;padding:54px 0 100px;font-size:15px}
footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px}
@media(max-width:860px){footer .wrap{grid-template-columns:1fr 1fr}}
@media(max-width:520px){footer .wrap{grid-template-columns:1fr}}
footer h4{color:#fff;font-family:Archivo,sans-serif;font-size:16px;margin-bottom:12px}
footer a{text-decoration:none}footer a:hover{color:var(--yellow)}
footer ul{list-style:none;display:grid;gap:7px}
footer .flogo{width:110px;border-radius:12px;background:#fff;margin-bottom:14px}
.copy{border-top:1px solid rgba(255,255,255,.08);margin-top:34px;padding-top:20px;font-size:13px;grid-column:1/-1;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between}
.mbar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--navy);padding:10px;gap:10px;box-shadow:0 -4px 18px rgba(0,0,0,.25)}
.mbar a{flex:1;justify-content:center;padding:13px 10px;font-size:16px}
@media(max-width:760px){.mbar{display:flex}}
.legal{max-width:820px}.legal h1{font-size:40px;margin-bottom:18px}.legal h2{font-size:22px;margin:24px 0 8px}.legal p{color:#33414e;margin-bottom:12px}
.quick{background:#fff8e1;border:1px solid #f3d67a;border-left:5px solid var(--yellow);border-radius:12px;padding:18px 22px;margin:18px 0 26px}
.quick b{display:block;font-family:Archivo,sans-serif;color:var(--navy);text-transform:uppercase;letter-spacing:.08em;font-size:13px;margin-bottom:6px}
.quick p{color:#2b3946;font-size:17px;margin:0}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media(max-width:860px){.facts{grid-template-columns:1fr 1fr}}@media(max-width:520px){.facts{grid-template-columns:1fr}}
.facts div{background:var(--bg);border-radius:12px;padding:18px 20px}
.facts b{display:block;font-family:Archivo,sans-serif;color:var(--navy);margin-bottom:4px}
.facts span{color:#33414e;font-size:15.5px}.facts a{font-weight:700;color:var(--navy)}
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:980px){.posts{grid-template-columns:1fr 1fr}}@media(max-width:600px){.posts{grid-template-columns:1fr}}
.card.post{padding:0;overflow:hidden;display:flex;flex-direction:column}
.card.post img{aspect-ratio:16/9;object-fit:cover;width:100%}
.card.post>div{padding:20px 22px 22px}
.tag{display:inline-block;background:var(--bg);color:var(--navy);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.08em;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.article{max-width:820px;margin:0 auto}
.article h1{font-size:clamp(32px,4.4vw,48px);font-weight:900;margin-bottom:10px}
.article .meta{color:var(--muted);font-size:14px}
.photo.wide{aspect-ratio:16/9;margin:6px 0 30px}
.article .prose h2{font-size:clamp(24px,2.8vw,30px);margin:34px 0 12px}
.article .prose ol{margin:6px 0 16px 22px;display:grid;gap:8px;color:#33414e}
.crumbs.dark{color:var(--muted);margin-bottom:14px}.crumbs.dark a{color:var(--navy)}
.tbl{width:100%;border-collapse:collapse;margin:10px 0 20px;font-size:15.5px;background:#fff;border-radius:12px;overflow:hidden}
.tbl th,.tbl td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.tbl thead th{background:var(--navy);color:#fff;font-family:Archivo,sans-serif}
.srcs a{word-break:break-word}
.cta-box{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;background:var(--navy);color:#fff;border-radius:16px;padding:24px 26px;margin:34px 0 10px}
.cta-box b{display:block;font-family:Archivo,sans-serif;font-size:20px}.cta-box span{color:#c8d5e1}.cta-box a{color:#fff}
.fq{font-size:24px;margin:30px 0 12px}